Wisecard Technology Co., Ltd.
                                                                                                           
Verified Supplier
14 Years
Since 2012
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Wisecard Java Card E-Wallet Applet for EMV/PBOC Smart Purse Systems with DUKPT Encryption

Price Negotiable
Price: Negotiable
MOQ: Negotiable
Delivery Time: 12 weeks
Brand: Wisecard
Product Description
Java Card E-Wallet Applet for Smart Payment Systems
Wisecard E-Wallet applet is an EMV/PBOC compliant electronic purse payment solution designed for private label card programs, public transit systems, and membership cards. This secure Java Card software enables organizations to offer branded payment solutions with their own logos and colors.
Server and Customer End Functions
  • Generate IPEK with re-encryption or plaintext encryption capabilities
  • Generate PIN protection and decryption keys
  • Generate sensitive data protection and decryption keys
  • Inject IPEK into terminal applications
  • Encrypt PIN and sensitive data
  • Calculate MAC key for secure transactions
DUKPT Encryption System Workflow
  1. Receive (cryptogram, KSN) pair on host side
  2. Locate appropriate BDK if multiple exist on host side
  3. Regenerate IPEK and derive transaction key using KSN information
  4. Decrypt cryptogram using transaction key
Wisecard E-Wallet applet system architecture and workflow diagram Java Card software integration and deployment process
About Wisecard
Wisecard, a WiseGroup company, is a global solution provider delivering innovative payment and secure solutions to financial institutions, government entities, and telecommunications operators worldwide. With operations spanning over 60 countries, Wisecard provides comprehensive smart card solutions including EMV smart cards, biometric cards, POS terminals, card management systems, and mobile payment platforms.
Certified by international standards including EMV, PCI DSS, PA DSS, VISA, MasterCard, China UnionPay, JCB, American Express, Discover, and RuPay.
Wisecard PVC plastic magnetic stripe loyalty membership card sample

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Company Wisecard Technology Co., Ltd.
Location B1303, Chuangyi Technology Building, Gaoxin C. 1st Ave, Nanshan, Shenzhen, Guangdong, 518057, China
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